A Bit of Information About Credit
This is a new time in the financial world. Now everything that you need to function these days even the basics for living can be difficult to obtain.
That’s because your credit score drives everything.
When buying a house, car, even when seeking employment. You can expect to pay high interest rates, large down payments, big deposits or just flat turned down if your credit does not meet the high standards set in today’s industry.
Also most all-insurance companies will check your credit before approving you. You ever wonder why on every credit application they ask if you have ever filed bankruptcy.
It’s a reason they ask you that. To turn you down or to charge you high interest rates because of your unfortunate pass.
Forget about bankruptcy that will only set you back for several more years and you will have to pay high interest rates for doing this.
Call Now! 800.255.9884
Credit Bureaus and Credit Repair
So let’s get started with how you and your credit will have the purchasing power you need and deserve.
First, a little about us.
With over forty-five years of combined experience in the credit and finance business we have the knowledge to handle pretty much all of your credit needs. Our program also includes referrals to Mortgage Brokers, Auto Dealers, Financial Advisers, and Loan Officers. Repair My Credit Score Now handles your credit on a professional level and provides your credit with personal attention.
Get the credit you deserve!
We help you achieve this by making sure that all of the information being reported on your credit reports is in compliance with the federal laws, rules, and regulations established by congress. Often, the credit bureaus, and those who supply information to the credit bureaus, are out of compliance.
Bureaus rarely take the time or invest the money to verify the items individually on credit reports. As a credit-consulting firm, we represent you and correspond with credit bureaus and creditors.
Repair My Credit Score Now has a verification process. We are able to challenge negative or inaccurate items on your credit reports and have them removed.
Each negative item that is removed improves your credit. Once you sign up with us you will receive results in the first 45 to 60 days.
These results will come from the three major credit bureau companies and will be sent directly to your home. You will see the results with your own eyes. This way there is no question on what has been removed from your credit report and how much progress has been made.
Can you do it yourself?
Yes, with the proper knowledge. But just like changing your oil or exercising your right to represent yourself in a court of law.
This is why most people use a mechanic to fix their car or choose an attorney to represent them in court because they know the attorney understands the legal system better.
Another factor to consider is the amount of time and tons follow-ups required to communicate with all three credit bureaus. Most people don’t have the time to deal with even the smallest task especially if they’re not sure of the actual procedure.
Your satisfaction is our priority. In fact we take pride in this so much that over half of our customers come from referrals.
Friends, family, co-workers and church members recommend us to friends and family and so on. With that being said, your satisfaction is in our best interest.
- Buy a home!
- By a car!
- Get a better job!
- Start your own business!
- Get a better interest rate!
- Get lines of credit!
- Get better interest rates!
- Get a credit card! (Control yourself!)
- Just get it!
A few things you can do with better credit!
The Role of the Credit Bureau Industry
- When your credit bureau is viewed, your credit history will reflect someone with a solid credit history.
> About the laws that protect you the consumer.
Ok, there are two acts, the FCRA (Fair Credit Reporting Act), which was recently revised into the Fair and Accurate Credit Transactions Act (FACT Act), and the FDCPA (Fair Debts Collections Practices Act).
These two acts were set up to protect you, the consumer and your credit rights. These laws legally hold your creditors and credit bureaus responsible in how they conduct themselves properly.
This means every claim against you and your credit will have to be verified and backed up with documentation. Information on your credit report that contains inaccurate and negative information is documented, and then removed.
We deal directly with the credit reporting agencies and if necessary the company that placed the negative information on your report.
> A written confirmation of the deletion is sent to you directly from the major credit bureau companies.
What we do at Repair My Credit Score Now is perfectly legal and very effective.
Along the path of repairing and raising your credit score, we educate you as a customer and give you the tools you need to move forward and live the wonderful relaxing life you deserve.